About Janhit Nidhi Small Finance Bank!
Janhit Nidhi Small Finance Bank has set itself a mission to “identify and motivate poor women in a cost-effective way and deliver them micro finance services in an honest, timely and efficient manner.” In the meantime, Janhit Nidhi Small Finance Bank commits to be professionally managed, operationally sustainable and financially profitable.
Janhit Nidhi Small Finance Bank aims to make microfinance financially self-sustainable. We use systematic processes, technology and training to help ensure we offer quality service to our borrowers.
Janhit Nidhi Small Finance Bank distributes small loans that begin at Rs. 5,000 to Rs. 50,000 to poor women so they can start and expand simple businesses and increase their incomes.at the rate of 26% per annum….
1
Social Collateral
As a business correspondent partner for Janhit Charitable Trust, the company facilitates loans to borrowers who lack collateral. Through a group lending model, borrowers are organized into groups, collectively assuming responsibility for each member’s loan repayment. This approach enables greater financial inclusion by fostering mutual support and accountability among borrowers.
2
Cash less Operation
On behalf of Janhit Nidhi Small Finance Bank., the company disburses loans via bearer cheques or NEFT transfers, with most collections conducted digitally. This cashless approach minimizes risk and enhances security, ensuring minimal cash handling throughout the process.
3
Customized Products
In its role as a facilitator for micro-lending, Janhit Nidhi Small Finance Bank distributes loan products developed by Janhit Charitable Trust. These products feature small, manageable repayments designed to support borrowers in avoiding emergency distress sales, nurturing financial stability within underserved communities.
4
Focus on Women
As a micro-lending facilitator, the company focuses on serving a customer base primarily composed of women, empowering them through accessible financial solutions tailored to bring growth and financial independence.
Our Services
We provide loans to individual as well as group members in the under developed regions of India for a range of income-generating activities. Janhit Nidhi Small Finance Bank serves thousands of poor people across villages and urban slums in India. By providing the poors with wide range of economic tools, we are looking forward to the eradication of poverty.
Income Generating Loans
In the initial growth period,Janhit Nidhi Small Finance Bank only offers one basic loan product, which is strictly restricted to…
Individual Lending
provides Individual Loan lending for individuals…
Group Lending
Janhit Nidhi Small Finance Bank Finance provides Group Loan lending for group…
Why Choose Us
As a trusted Business Correspondent for Janhit Charitable Trust, we specialize in empowering underserved women by facilitating accessible, reliable microfinance services. Our dedicated team identifies and supports women in need, facilitating financial assistance with honesty, timeliness, and efficiency. Through a cost-effective, community-focused approach, we help women build financial resilience and achieve their goals.
AWESOME SUPPORT
Our goal is to deliver exceptional service to our clients. We continue to explore new ways to deliver the highest level of service, integrity and personal care.
CHOICE OF THE BORROWER
Loan is repayable by weekly, fornightly & monthly installments at the choice of the borrower.
NEW INITIATIVES
Inspired by many success stories of microfinance, Janhit Nidhi Small Finance Bank has taken various initiatives to improve the quality of life of our Clients..
EMPOWERMENT OF WOMEN
FOR WOMEN EMPOWERMENT TO PROVIDER The Loans are sanctioned for supporting the members for undertaking Income Generating activities.
100% CLIENT SATISFICTION
Our commitment to every client is so strong that we offer a complete satisfaction guarantee to ensure each client receives the expected value from our services.
AWESOME SUPPORT
Our goal is to deliver exceptional service to our clients. We continue to explore new ways to deliver the highest level of service, integrity and personal care.
CHOICE OF THE BORROWER
Loan is repayable by weekly, fornightly & monthly installments at the choice of the borrower.
NEW INITIATIVES
Inspired by many success stories of microfinance, Janhit Nidhi Small Finance Bank has taken various initiatives to improve the quality of life of our Clients..
EMPOWERMENT OF WOMEN
FOR WOMEN EMPOWERMENT TO PROVIDER The Loans are sanctioned for supporting the members for undertaking Income Generating activities.
100% CLIENT SATISFICTION
Our commitment to every client is so strong that we offer a complete satisfaction guarantee to ensure each client receives the expected value from our services.
AWESOME SUPPORT
Our goal is to deliver exceptional service to our clients. We continue to explore new ways to deliver the highest level of service, integrity and personal care.
700+Millions
Total Loan Portfolio
15+Branches
Total no. of Branches
140+Staffs
Total no. of Staff
42 Thousand
Happy Clients
The services is amazing
LOAN SERVICES
Loan is repayable by weekly, fornightly & monthly installments at the choice of the borrower.
The key to more success
YEAR OF EXPERTISE
Janhit Nidhi Small Finance Bank have more than 6 Years of experience in Financial Services.
OUR SOME HAPPY CLIENTS
Janhit Nidhi Small Finance Bank serves thousands of poor women across villages and urban slums in Bihar.
.jpg) Shweta Jamui12/06/2021 |  Richa Singh Lakhisarai13/04/2018 |  Poonam Singh Naubatpur 8/02/2021 |  Jayda Khan Fatuha15/09/2021 |  Rajlaxmi , Fatuha 6/02/2021 |  Priyanka Kushwaha Patna, 11/04/2022 |  Reena Gupta Phulwari Patna 02/04/2022 |  Soniya Naubatpur10/07/2022 |
Testimonials
Our some valuable Client/Other User testimonials.
‘Poonam Singh’
‘Patna, Bihar’
‘Janhit Nidhi Small Finance Bank made me feel like a valued customer and I feel empowered to chart my own path after receiving my loan through Janhit Nidhi Small Finance Bank . Many many thanks.’
‘Yogesh Kumar Shukla’
‘Branch Head, Patna’
‘Working at Janhit Nidhi Small Finance Bank is a great pleasure for me. The thing I appreciate most about the company is that it has given me the opportunity to work in a pleasant multicultural environment with very nice colleagues. I am proud to be part of Janhit Nidhi Small Finance Bank.’
‘Kaushal Kumar ‘
‘Dasratha, Patna’
‘Recently I had a emergency and needed to get help quick. I went to their website which was clear and informative, filled out the quick and easy application and their representative were courteous, quick, and very helpful. Thank you Janhit Nidhi Small Finance Bank.’
‘Priyanka Kushwaha’
‘Naubatpur Patna’
‘The process was smooth and I received my funds the very next business day. I would highly recommend Want to anyone looking for financial assistance.’
‘Riya Singh’
‘Fatuha, Patna’
‘The experience with Janhit Nidhi Small Finance Bank was great, very easy to apply and the customer service individual that helped me with the process was outstanding.’
‘Divya Patle’
‘Dasratha, Patna’
‘Janhit Nidhi Small Finance Bank made me feel like a valued customer and I feel empowered to chart my own path after receiving my loan through Janhit Nidhi Small Finance Bank . Many many thanks.’
‘Malakh Kumar’
‘Sofwtare Developer & Designer-Patna’
‘Working at Janhit Nidhi Small Finance Bankis a great pleasure for me. The thing I appreciate most about the company is that it has given me the opportunity to work in a pleasant multicultural environment with very nice colleagues. I am proud to be part of Janhit Nidhi Small Finance Bank.’
‘Sony Hasmi’
‘Patna’
‘Recently I had a emergency and needed to get help quick. I went to their website which was clear and informative, filled out the quick and easy application and their representative were courteous, quick, and very helpful. Thank you Janhit.’
WHO WE ARE ?
Janhit Nidhi Small Finance Bank offers various deposit schemes designed to make your money work for you. Our deposit plans give you the ideal combination of high returns at competitive interest rates and financial security. Long-term investors can lock in funds for consistent returns while short-term investors can utilise products that offer good returns while maintaining liquidity.
OUR VISION
The vision of Janhit Nidhi Small Finance Bank is to help building a society that contains an opportunity to develop the minimal socio-economic conditions needed to live a life of dignity. The vision of Janhit Nidhi Small Finance Bank is “Public prosperity” by offering financial services to all groups of peoples.
OUR MISSION
World class financial institution and to be the most preferred destination for every customer.Janhit Nidhi Small Finance Bank has set itself a mission to “identify and motivate poor women in a cost-effective way and deliver them micro finance services in an honest, timely and efficient manner.” In the meantime, Janhit Nidhi Small Finance Bank commits to be professionally managed, operationally sustainable and financially profitable.
OUR SCHEMES !
You no longer need to choose between Great rates and Safety for your Investment
DAILY DEPOSIT SCHEME
Monthly Income Scheme
Saving Account
FIXED DEPOSIT SCHEME
RECURRING DEPOSIT SCHEME
DAILY DEPOSIT SCHEME
Monthly Income Scheme
Saving Account
FIXED DEPOSIT SCHEME
RECURRING DEPOSIT SCHEME
DAILY DEPOSIT SCHEME
A WIDE RANGE OF DEPOSITS PRODUCTS
Enjoy flexibility in altering the period of deposit, maturity & payment instruction, principal amount.
OUR CORE VALUES
WE OFFER YOU MANY INVESTMENT PLAN SUCH THAT YOU CAN FULFILL YOUR DREAMS UNINTERRUPTED.
QUALITY SERVICES
Provide quality, innovative services with state-of-the-art technology in line with customer expectations.
TRUST & COURAGE
We hold ourselves to the highest standards to build trust. To be the undisputed leader in financial services.
ETHICAL PRACTICE
Strong ethical business practices are a hallmark of a good company that you want to maintain in your business.
CLIENT FIRST
We will always earn the right to be our clients first choice. We take ownership for collective high performance.
ADDRESS
R.O. AT – Dasratha More, Bypass Road, Patna
Bihar – 800002
MAIL US
info@janhit.org.in
PHONE NO.
0612-3154652, +91-9470065061
Copyright ©2019 Janhit Group. All Rights Reserved
